CredoLab develops bank-grade digital scorecards for banks, lenders, insurance companies, and any industry at the intersection with financial services. Built on the best alternative data source - smartphone device metadata - we have 52+ clients in 15 countries. Our AI-based algorithm crunches nearly 500 thousand features from opt-in smartphone metadata to find the most predictive behavioural patterns before converting them into credit scores. These enable any lender to make the most granular assessments possible for their applicants.
Established in Singapore in 2016, Credolab has powered more than USD 1 Billion in loans issued after analyzing about 1 trillion data points across 15 countries. We are backed by Fintonia Group, FORUM, and Walden International.
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